It’s just lying, is what it is.

‘The Economy’ is one reason to despise banks / mortgage lenders, sure, but truth be told I had already lost all trust in financial institutions when I found out that the term ‘bear market’ did not involve a market run by, used by, or for the purchase of, bears.
I mean, to even bandy that term about is to raise expectations - and isn’t that fraud? I’m pretty sure that’s fraud. People go to jail for fraud all the time, you guys. Maybe if we’d called them on it when this whole ‘bear market’ fraud thing was first started, the economy wouldn’t be where it is now, you know?
Think about it.

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